Review of Solutions for Big Money

August 18, 2008 Posted by Tyler Cruz

The following is a paid review which was recently written by Michael Kwan for If you’re interested in having your site or product reviewed, please view my advertising page.

When it comes to most affiliate marketing networks, publishers are exposed to a good number of different advertisers. Going through this catalogue, publishers can see exactly what is required of a site visitor to “convert”, whether it be providing an email or completing a sale. When such an action occurs, publishers are paid by the advertiser according to the associate information sheet.

While operates on a very similar model, there is one very notable difference. There are no set payouts, because nothing is set in stone. When a site visitor fills out an application form, the referring publisher has no idea whether he will receive $2 for that lead or $20 for that lead. This is because operates on an auction basis, so to speak, with advertisers bidding for the leads. The arrangements with each of the advertisers is quite fluid.


Features largely focuses on the finance industry, which happens to be one of the most lucrative industries on the Internet. Instead of trying to sell free business cards or online DVD rental trials, the core focus on is money. The advertisers featured on the PPL (pay-per-lead) affiliate network relate to the areas of auto insurance, home improvement, mortgage loans, student loans, payday loans, renters insurance, and other similar areas.

Whereas the other CPA-based networks out there typically have an individual page for each advertiser, possibly providing the publisher with more specific information about that company’s particular offer, instead simply breaks down the advertisers based on category. These would be the aforementioned areas of payday loans, debt consolidation loans similar to ones at, and so on.

In terms of different campaigns, is populated by a series of “public” websites. These would be the sites to which all publishers would have access and these are the sites where publishers would aim to send their leads. Alternatively, it is also possible to construct private websites. A guide to T3Feed v2.0 is provided through the user control panel.

Regardless of the target website, a “conversion” occurs when a site visitor completely fills out what is known as a quick or an “express” application. Typically, this asks for a full name, state, zip code, and email address. Publishers will notice that the “public” websites all look generic. This is because the leads that they generate are then sold to third-party advertisers. It should also be noted that only works with US traffic. International traffic does not qualify.

Control Panel

The control panel on is comprised of six distinct sections. For the majority of these sections, the top of the page remains the same. This top section will display the date of the next payment, the publisher’s affiliate ID, status, current time, today’s earnings, weekly earnings, number of referrals, current total earnings, and earnings based on leads and approvals.

The six sections in the control panel are as follows:

  • Info: The main homepage displays current news from the management. Aside from the “News” section, the Info tab can also direct publishers to the T3Forum (which is almost a separate site altogether) and the Tickets section, the latter of which is used to communicate with the support team.
  • Websites: Publishers can preview the various public websites available on the network. These can be organized based on category. It is also in the Websites section that publishers can add and view private websites, as well as access XML posting. This last segment is not described very well.


  • Promo: It is here that publishers can find the appropriate HTML code for ad banners of different sizes. The vast majority of ad creatives are 468×60 banners, 120×600 skyscrapers, and 728×90 leaderboards. There is code available for constructing a JavaScript or IFrame form too, as well as a popup payday banner. This is also the section where publishers can find the referral banners for referring new publishers and companies to (one partner link, two GIF banners, and one flash banner).
  • Bonuses: wants to reward its best publishers. At the time this review was written, a single bonus was made available. Upon earning at least $300 through the affiliate program, publishers can fill out a special form found on the Bonuses page to receive a free ePassporte card. The card will be sent to the publisher’s mailing address within one month.
  • Statistics: A total of seven different reports are available through this section, including two variations of the leads report (v2.0 beta and v1.1). Aside from those two, the other reports are for Lead Details, Referrals, Keys Report, Payments History, and Light Stat. For the Leads Report v2.0, publishers can see the data displayed for any data range, any and all feeds, any and all subaccounts, number of unique visitors, clicks, filled forms, accepted leads, ratio, and earnings.
  • Settings: In this final section, publishers can edit their user information and payment preferences, as well as add new subaccounts and setup the tracking system.

All in all, the control panel is far from being the most powerful among the affiliate marketing networks, but it does an adequate job in providing the basics. Due to the nature of how operates, it is not possible to preview the exact payout levels and effectiveness of the various ad creatives.


Signing up for an account with is comprised of a single registration form. This form asks for a login ID, email address, full name, city, country, website URL, and phone number. There also optional fields for ICQ and Tax ID. Finally, a verification code must be provided.

Application approval is instantaneous with a password and PIN being sent to the email address provided. However, an account does not receive “approved” status until the publisher has generated 2-3 approved leads and sends the team a notifying ticket. It is only after this that a publisher becomes an active affiliate member.

Publisher Support

Support for publishers comes in a variety of forms. First, a publisher can visit the “contacts” page on to get the contact information for business development, technical support, and general support in both Russian and English. Contact information is available in the form of an email address, ICQ number, Yahoo! Messenger, AIM, telephone, and fax.

Beyond this, publishers can seek assistance through the T3Forums or by submitting a support ticket. Email response from the English-language general support staff was received within a few hours.

Payment Details

Payment from is sent out twice a month, assuming that the publisher was able to reach the required payout threshold. Payment can be received via six different methods, each of which comes with different fee levels and threshold minimums. These payment avenues are:

  • ePassporte ($2 fee, $100 minimum)
  • Company Check ($0 fee, $300 minimum)
  • Bank Wire Transfer ($35 fee, $300 minimum)
  • WebMoney (1% fee, $100 minimum)
  • PayPal (3% fee, $100 minimum)
  • Fethard ($0 fee, $100 minimum)


Referral Program

The referral program rewards publishers for referring new publishers, as well as new companies interested in purchasing the leads generated by the network. In both instances, the publisher earns 5% on every lead generated from their referrals for life.

Summary operates on quite a different model than many CPA-based networks. Instead of sending qualified leads to specific advertisers directly, waiting for the site visitors to convert as the advertiser sees fit, uses its own network of public websites to generate leads related to the finance industry. These leads are then sold to companies who bid for this information. For this reason, there is no set payout level for each individual lead generated by a publisher.

As it result, it may be slightly more difficult for a publisher to design an appropriate campaign to maximize his or her profits from the network. This is why the most successful publishers in the network likely make use of custom private websites instead, catering a little better to the areas of payday loans and home insurance.

In order to attract more and higher quality publishers to its program, should invest in better website copy that will better describe exactly how the program works. It is not perfectly clear and it may be useful to have a tutorial section for guiding novice publishers through the process. As it stands, the maximum bid on payday loan leads (at the time this review was written) was $45.45, making possibly one of the most lucrative PPL (pay-per-lead) networks on the Internet.

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Posted: August 18th, 2008 under Paid Reviews  

21 Responses to “Review of Solutions for Big Money”

  1. I guess it is t3leads day… just read about them on john chow’s blog too.

  2. make money says:

    Awesome review, i was excited and visited the site but but I see “your ip is banned till 2030” 🙁

    • David says:


      I would like to mention that if any IP is banned we will provide a reason why. Please contact us and provide your Login name or Aff Id so we may provide reason why your IP was banned.

      Thank you

      • make money says:

        why banned? is this an old affiliate network ?

        OR you are banning since start ?

        • Make money, David would help you knowing the reason as well as unbanning your IP. I had a talk with him at thenetfool’s blog and David unblocked the IP. The IPs are banned for some of the Asian countries and they are being selective while taking publishers from there.

          I have signed up with the program already.

  3. Wow, got paid for the review, and you got to use your aff link, double nice.

  4. David says:

    Hi make money

    You have been banned for maybe more than 1 reason, if you do not provide your login or Aff ID we wont be able to get back to you with an answer.

    Thank you

  5. I just want to know if I must have website or can I have blog?

  6. David says:


    All IPs from all over the word has been Unblocked.

    Hi – Project Wealthy – blog is fine, as long as you know your job.

    Thank you

  7. make money says:

    thanks for unbanning
    i can see the site now. will register soon

  8. I wonder if the auction method is the best way to go about setting prices that get paid out…

    Also, how come the thresholds on some forms of getting payment seem so high? Maybe I’m just not used to it yet…

  9. David says:

    Hi Thorsten Bonn,

    We have dynamic payout, but not on all verticals, meaning for Auto Finance (eg: dealers are paying by ZIP codes. For Debt Settlement we have a fixed Min Price, $16.00 but the leads could be sold at $25.00 aswell, based on debt amount.
    Some of the lead types like Home Improvment are at $10.00
    Please find out more at:

    Any questions, please let me know.

    Thank you

  10. David says:


    This is one of the our webmasters traffic/leads/earnings report on Auto Loan, Payday Loan and Debt verticals.

    Direct link to a screen shot:

    He is located in Russia, and the link is from one of the largest Russian SEO forum. (on 1st spot)

    Thank you

  11. Selly says:

    Hey Tyler or anyone,
    Do you think I would make money quicker if I create a landpage?or blog?

    • If you are doing PPC then I would assume a landing page would be easier to do because it’s mainly graphics with 1-5 pages of content on.

      On the other hand a blog would require more time writing articles (once you have picked a theme for it).

      If I was you I would throw up a landing page and then begin to tweak the campaign, perhaps that would include testing a blog to see which makes MORE money 🙂

      Don’t make the mistake to chase QUICK money as you will only be disappointed.

  12. I’m c ing about dis in many blogs now…. really worth spending time on!?!?

    Anybody here who’ve earned good profits from them!?

  13. I’m considering giving them a go, I’ve had a quick look around the system and it seems a good network.

    Has anyone had any success with them as of yet?

  14. David says:


    I would like to inform you guys that we have finished with the new design 🙂

    The new lead tracking/reporting system (version2) will be live by the end of the year, when we will be able to make changes fast, without loosing traffic OR a lot of traffic.

    Thank you for your attention.



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